You have financial goals, but it’s not always clear how to reach those goals. Money without a plan can feel out of control and chaotic.
So let’s create a plan for that money.
When your money has direction, suddenly you know exactly how to deploy it to achieve your goals, and you know the ways in which it’s not quite in alignment with your priorities.
Your Budget Is the Plan for Your Money
That’s right, that scary 6-letter word is the key to creating a plan for your money, and reaching all of your financial goals.
But this isn’t the strict, inflexible budget you might be imagining.
This is a new way of budgeting, which acknowledges and embraces the day-to-day fluctuations of your spending.
Instead, we focus on your priorities: what you want your money to do for you.
As a certified YNAB coach, I teach my clients how to use YNAB (You Need A Budget), a budgeting software and methodology that gives you the key to take control of your finances and deploy your money in a way that supports you in achieving your financial goals.
Discover the power of this new way of budgeting for yourself.Schedule a Free Discovery Call
It All Starts With YNAB
YNAB is at the foundation of the transformation I help my clients to achieve.
I’ve been using YNAB since 2008 and it’s personally changed my own relationship with money in countless ways. I was certified as a YNAB coach so I could bring that same transformative power to my clients.
YNAB is more than budgeting software: it’s a budgeting methodology that empowers you to make your money work for you.
It consists of four simple rules:
- Give every dollar a job
- Embrace your true expenses
- Roll with the punches
- Age your money
I will teach you how to apply these four rules to your own financial situation to unlock the kinds of results you’ve been seeking.
Give Every Dollar a Job
We’ll start by taking a look at where your money is currently flowing, and whether that’s in alignment with your priorities. No one will ever tell you how you should be spending your money: the only question is ever what your personal priorities are and whether those are being met.
Then we’ll develop a concrete plan for your money based on your personal financial goals and priorities. As new money flows in, we’ll put that plan into effect by giving it the jobs you’ve decided on ahead of time.
2. Embrace Your True Expenses
Tired of those unexpected expenses that crop up seemingly at random and throw your finances into disarray?
They’re almost never so random as you might think. We’ll get a handle on those periodic expenses and create a plan to let the money be there ready to go when they arise.
3. Roll with the Punches
Your spending will inevitably change month-by-month, and so your budget should have the flexibility to adjust to the unpredictability of life.
You’ll feel empowered to make the adjustments in your budget you need as life throws those curveballs your way, without feeling guilty for changing the budget. Your budget is meant to be changed.
4. Age Your Money
Finally break the paycheck-to-paycheck cycle. Imagine if overdrafts were a thing of the past. Imagine if you didn’t have to time your bills based on when you got paid.
I’ll help you to age your money so that you’re living on last month’s income. Does that seem impossible from where you are? I promise it’s perfectly feasible for anyone.
Get Started Today
Ready to take control of your money and take the first step towards your financial freedom?Schedule a Free Discovery Call